At Coastal Care Financial, we specialize in one thing: serving as a true Fractional CFO partner to Home Health, Hospice, and Home Care agencies.

This isn’t generic accounting. It’s executive-level financial leadership built specifically for the complexities of your industry.

Led by Founder & CFO Kenny Sacks, our work is grounded in 15+ years of hands-on experience inside home-based care organizations. We’ve managed budgets, navigated reimbursement challenges, overseen billing and collections, and helped agencies scale in highly regulated environments. We understand the operational and financial pressures you face, because we’ve lived them.

That experience shapes how we support you.

As your CFO partner, we don’t just report on your numbers, we take ownership of your financial strategy. We bring structure, visibility, and accountability to the financial side of your business so you can make confident, forward-looking decisions.

Our work includes:

• Cash flow forecasting and management

• Margin and profitability analysis

• Budgeting and financial planning

• KPI tracking and performance reporting

• Revenue cycle and operational insights

But more importantly, we connect the dots.

We translate your financials into clear, actionable insights helping you understand how staffing, reimbursement, utilization, and operations are impacting your bottom line. No more guesswork. No more reactive decisions.

Our approach is proactive and forward-focused. We help you anticipate challenges, improve profitability, and build a more predictable, scalable business.

The result?
Stronger cash flow. Clear visibility. Better decisions. And a financial partner who is fully aligned with your growth.

At Coastal Care Financial, we don’t act like accountants.

We operate as your CFO.